No queues, Just Smart &
Secure Account

  • Open a ready-to-use savings bank account.
  • Add & Send money online
  • Avail card less cash withdrawals
  • Pay bills, recharge and schedule payments from account.
  • Shop online securely
  • Get minimum 3% p.a. interest on your saving account
Apply Now
Opening Saving Bank Account instantly

Apply in 4 Easy Steps

Your Savings Bank Account is fully functional in 4 easy steps:

  • Enter your details using Aadhaar
  • Validate your details using OTP
  • Complete other account related information
  • Submit
Apply Now

Eligibility Criteria

  • Resident Individuals
  • Wish to open an account through
    Aadhaar OTP - based KYC
  • Above 18 years of age
  • Have original PAN card

Frequently Asked Questions

  • HDFC Bank’s Saving Account journey is a fully digital, no contact process that helps you open a savings account. Be it our Regular Savings Account or our premium Savings Max account, open it instantly from the comfort of your home. You will also get your account number and Customer ID instantly
  • The balance requirement will be as per selected product variant during InstaAccount Journey
  • Your account is pre-set with Net and MobileBanking which means you can start banking using the HDFC Bank Savings Account as soon as you add money in your account
  • Accounts opened through InstaAccount Journey are valid only for a year since it uses a limited KYC/customer identification process. Within this time, you will need to complete a full KYC/customer identification process by visiting any of our branches or opt for video KYC when opening your account digitally to convert this to a regular savings account of your choice.

•    You can open this account by yourself in 2 minutes.  
•    You will get your account number and customer ID immediately. 
•    Your account comes pre-set with Net and MobileBanking  so you can start using it for your banking as soon as you fund your account
•    With InstaAccount you can do all your banking including paying bills, sending and receiving money, withdrawing cash from HDFC Bank ATMs etc.,
•    You can also open a Fixed Deposit using your InstaAccount    

You can simply click here or download the HDFC Bank Instant Account app from Playstore. Opening this account is simple and instant as long as you have a working mobile number and Aadhaar. Just complete the details required and validate yourself using your Aadhaar .