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Terms & Conditions

  1. Stamp duty at actual as per applicable law.
  2. Interest rate of sub. (subject to change as per terms and conditions /agreement) as per lender (monthly reducing)
  3. Processing charge of the borrower will be according to the lender.
  4. Govt. tax and levy as per applicable government laws would be charge on all fees and charges.
  5. Cheque/SI/ECS return charges (without prejudice to the civil and criminal rights and remedies of the bank for the dishonor)  As per lender
  6. Default interest / late payment charge: as per lender
  7. Legal repossession and incidental charges: At actual
  8. Duplicate amortization/ repayment schedule: as per lender
  9. Cheque /Si/ESI swapping charges: As per lender
  10. Details of security  As per lender
  11. Taxes at actual, applicable presently or in future.
  12. Date on which annual outstanding balance statement will be issued:31st may
  13. Loan cancellation charges:  As per lender Interest would be charged for the interim period between the date of disbursement and date of loan cancellation
  14. Gap interest will be recovered from disbursement amount where the number of the days between account credit date (i.e. of the disbursement amount ) and first EMI date is more that 30/31 days

Instant Personal Loans: Instant Happiness

The advent of digitization has benefitted all the sectors of the economy directly or indirectly. But the sector which got transformed and witnessed a huge development in the finance sector. Banks and financial institutions have been upgraded to another level where all their workings have been improved as compared to past years. Now, people neither need to visit banks or finance companies nor they have to go through the complicated paperwork. Instead, they can easily and quickly complete all the formalities at their fingertips and avail banking services within the comfort of their homes. 

Real Finserv, one of India's leading financial service providers, has brought the opportunity for its customers to avail themselves of instant personal loans so that they can meet their immediate cash needs within a few clicks anywhere at any time. 

In an instant personal loan, every step of the process, from application to disbursal, is carried out digitally. Loan application, submission of documents, verification as well as loan processing, all are done via a virtual platform. Even the customers are not required to pledge any asset as collateral security to the bank. We have made loans accessible to all those who don't have an asset to pledge as security through Instant Personal Loan.

Upwards Fintech: Our Digital Partner is now a digital platform for applying for a personal loan at Upwards Fintech. We will assist every customer in his need of a personal loan most suitably and conveniently. We in the association of our in-house specialists will guide and help you in your online application for a personal loan with our new partner Upwards Fintech.

Why go for a Personal Loan?

A personal loan helps you fulfill your urgent needs as well as your unfulfilled dreams and desires. It may become your back support in the following ways:

  • Medical Emergencies - Lack of financial assistance can limit your ability to access quality healthcare. Avail of a personal loan at the earliest by submitting the required documents.
  • Debt Consolidation -Get rid of the loop of debt by consolidating different debts into a single personal loan. The incurred interest on repaying a single loan will be considerably lower than repaying multiple loans.
  • Higher Education -Give wings to your dreams by availing a personal loan to meet all your educational requirements right from the course fee, traveling expenses, hostel fee, etc. 
  • Wedding Expenses - You can take a personal loan to cover the expenses for your dream wedding.
  • Home Renovation - Avail a personal loan and undertake renovations/repairs to enhance the grace and value of your home.

You can avail Upwards Fintech personal loans easily and quickly through Real Finserv's digital platform. 

Upwards Fintech: Personal Loan


  • Easy online processing and instant loan approval.
  • Loan amounts up to Rs. 2.5 lakhs.
  • Repayment tenure from 12 to 36 months.
  • The credit of loan amount in bank account within 24 hours of approval.

Eligibility Criteria

  • The applicant must be a citizen of India.
  • Should either be an employee of a private limited company or public sector undertaking or self-employed.
  • Must be between 21 and 60 years of age.
  • Further, the minimum income of the applicant should be:

For Salaried Professionals:

o 25,000/Month: if residing in Mumbai or Delhi

o 20,000/Month: if residing in the rest of India 

Documents required (For Salaried Professionals)

  • Identity Proof: PAN Card, Driving License, Voter ID card, Passport, etc.
  • Address Proof: Ration card, Driving License, Passport, Bank Passbook, Electricity bill, etc.
  • Age proof: PAN Card, Passport, or any other certificate from a statutory authority.
  • Bank statement of last 6 months or salary slip of last 3 months.
  • Form 16.

Why choose Real Finserv? is one of the leading financial service providers across India. We are offering financial services to both individuals and business organizations for the last 16 years. We prioritize customer satisfaction by rendering the best service combined with convenience and safety.

  • Quick application filing and instant loan disbursal
  • Diversified product portfolio
  • Low-interest rates
  • Proficient experts for paperwork assistance and support
  • Best deals offered to customers
  • Integrated knowledge, passion, and technology for best service

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