ICICI Bank Personal Loan

Personal Loans ranging from Rs.25K to Rs.25L with a tenure starting from 6 months.


Apply for Personal Loan

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Basic Eligibility Criteria

You're probably eligible for a Loan if you are

  • At Least 23 Years Old

  • Less Than 65 Years Old

  • Salary must be in your account

  • Minimum salary required Rs.15000/Month credit in bank

  • Minimum job experience / stability 6 months

Get ICICI Bank Personal Loan at Attractive Terms from Realfinserv

Are you looking for a financing option but confused about which one to go for? It would then be right to say that a personal loan is one of the best financing options that customers can opt to meet their financial needs. It is the most flexible and reliable type of loan which customers obtain without putting themselves into many troubles. This loan involves pocket-friendly interests and repayment instalments with the additional benefit of not keeping any asset as collateral security. Considering customer's needs and their various benefits, ICICI Bank has brought Personal loans for its customers with attractive terms and conditions.

What is a personal loan? Why is it a preferred loan type?

A personal loan is a type of unsecured loan in which banks grant money to the customer without asking for any collateral security. The customer can use the loan money for any required purpose like home renovation, Medical expenses, holiday trips, buying furniture, etc.

It is a preferred type of loan because of the following reasons:

• It involves quick processing, as it includes minimal documentation.
• It is an unsecured loan type; the customers don't have to pledge any asset as collateral security.
• It provides the flexibility of the use of loan money. The customers can use it for any purpose.
• It also provides tax benefits in case the customer uses the money for construction or home renovation.

ICICI Bank Personal Loan

ICICI Bank has brought personal loans for its customers so that they can meet their financial emergencies. The bank is offering this perfect solution at an attractive rate of interest and other terms and conditions. ICICI Bank personal loan has the following features:

• The bank is offering a special interest rate of 10.99% on its loan.
• The maximum loan amount availed under this loan is up to 50 Lakhs.
• The bank is offering a special offer on the processing fee. It will charge only a 1% processing fee on the loan amount.

Eligibility Criteria

• All Government segment employees can apply for this loan.
• The applicant must earn a monthly income of Rs 30,000/-.
• He or she must lie in the age group of 23 to 58 years.

Documents required

• Identity proof
• Residence proof
• Bank statement of last 3 months
• Salary slip for the last 3 months
• Passport size photos

The interested applicants can apply for the ICICI Bank Personal loan through Realfinserv.

Why choose Realfinserv for application for an ICICI bank personal loan?

Realfinserv is one of India's leading financial service providers that provide financial products and services at attractive terms and conditions. We deal in the financial products of India's top banks and financial institutions. Our services are known for the following features:

• We aim to provide 100% to our customers with our real-time services.
• We assist them in all the required paperwork.
• We offer the best offers for various financial products and services.
• Our loan processing involves quick approval and disbursal.

Customers who want to avail of ICICI Bank personal loan must apply for the same through Realfinserv.