• 10.75% - 14.99%

    Interest Rate Range
  • 0.50 - 1 %

    Processing Rate Range
  • 2 L - 75 L

    Loan Amount
  • 1 Year - 6 Years

    Tenure Range

General information


business information

Code Verified

Appointment Date & Time

Current Address Details

Is current address same as permanent address

Permanent Address Details

Terms & conditions *

Company Information

  • Yes
  • No


1.  Pan card (individual / firm / company)
  • Pan card (individual / partners / directors )
2. Residence  Address Proof: Any One from the following:
  • Utility Bills / passport copy/Aadhar card / Driving license/ Voter card ( any One )
3. Office Address Proof: Any One from the following:-
  • Property Documents
  • Utility Bills
  • Any  registration of (industrial /firm/company)
4. Office / Residence Ownership Proof (if any): Any One from the following:-
  • Property Documents
  • Electricity Bills
5. Business Existence Proof Any One from the following:
  • Shop Establishment Act
  • Any Tax Registration Copy
  • Company Registration license
  • Company MOA& ROC return
  • Partnership Deed ( if partnership firm )
6. Income Proof:-
  • Latest 3 years Income Tax Returns including Computation of Income, Profit and Loss Account, Balance Sheet, Audit Report, etc.,
  • Last 12 months bank statement current / limit.
7. Required Documents for Balance Transfer (Existing Bank):-
  • Foreclosure letter from the bank.
  • Loan statements

Terms & Conditions

  1. Stamp duty at actual as per applicable law.
  2. Interest rate of sub. (subject to change as per terms and conditions /agreement) as per lender (monthly reducing)
  3. Processing charge of the borrower will be according to the lender.
  4. Govt. tax and levy as per applicable government laws would be charge on all fees and charges.
  5. Cheque/SI/ECS return charges (without prejudice to the civil and criminal rights and remedies of the bank for the dishonor)  As per lender
  6. Default interest / late payment charge: as per lender
  7. Legal repossession and incidental charges: At actual
  8. Duplicate amortization/ repayment schedule: as per lender
  9. Cheque /Si/ESI swapping charges: As per lender
  10. Details of security  As per lender
  11. Taxes at actual, applicable presently or in future.
  12. Date on which annual outstanding balance statement will be issued:31st may
  13. Loan cancellation charges:  As per lender Interest would be charged for the interim period between the date of disbursement and date of loan cancellation
  14. Gap interest will be recovered from disbursement amount where the number of the days between account credit date (i.e. of the disbursement amount ) and first EMI date is more that 30/31 days

You're probably eligible for a Loan if you are

  • At Least 23 Years Old

  • Less Than 65 Years Old

  • Minimum Net Annual ITR 1.5 Lakh

  • Must have a 6 month old current account

  • Business must be 2 years old

  • No Collateral required

Get the Best Doctor Loans at Realfinserv

The Professional loan facility for doctors helps them in setting a new clinic, maximize business growth, and overhaul their current business. We at Real Finserv understand that funds are required for existing firms in various stages of development, and we help to secure loans in India easily. We offer one of the best business loans in India with straightforwardness and focused financing costs. 

Why do medical professionals need a loan?

The need of the doctors are different. While someone might need funds to open a new clinic, others might need funds for expansion. The primary aim is to establish and make the practice successful. In short, a doctor loan might be needed for the following reasons: 

  • Hiring trained staff
  • Purchasing/constructing/renting clinic premises
  • To attend seminars and conferences related to their field
  • Purchase or upgrade the equipment

If you wish to find more information about the doctor loan program, connect with Real Finserv. The doctors can get a business loan from Real Finserv. The loan rate depends on the sum of the loan you are applying for. The higher the loan, the lesser the financing cost. You can get a loan from Rs. 5 lakhs to Rs. 55 lakhs. The financing cost of the high loan amount can be brought down with lower EMIs. Also, our business loans don’t need any security, and our relationship officers are always available at your rescue. They help you make the best choice which is suitable for your business.

Salient features of doctor loan

Doctors need to pursue independent practice, and they need personal and business loan for the establishment and growth of their business. Some of the benefits of doctor loan are as follows: 

  • Hassle-free application process
  • Quick processing of a loan
  • Simple documentation
  • Competitive interest on the loan
  • Collateral-free loan amount
  • Transparency in a transaction without hidden cost
  • Complete digital process

For more information and queries on the doctor mortgage loan program connect with Realfinserv.com

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