Home Renovation

Personal Loans ranging from Rs.25K to Rs.25L with a tenure starting from 6 months.


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Basic Eligibility Criteria

You're probably eligible for a Loan if you are

  • At Least 23 Years Old

  • Less Than 65 Years Old

  • Salary must be in your account

  • Minimum salary required Rs.15000/Month credit in bank

  • Minimum job experience / stability 6 months

Get IDFC Bank Personal Loan for Home Renovation at Real Finserv

A person's whole life goes into building and renovating his house as he wants to have his perfect dream house. It requires a good amount of funds for buying, building, and renovating houses. Sometimes a person's saving cannot contribute much towards house expenditure. In such cases, people look for financing options with the help of which they can create their dream house. Considering people's desire for their perfect house, IDFC has launched IDFC Bank personal loan for home renovation for its customers to make up-gradation in their existing house and give it a contemporary look.

Benefits of availing personal loan for Home renovation

The following are the benefits of availing personal loan for home renovation:
  • A personal loan for renovation is a collateral-free loan. The customer does not have to pledge his assets as collateral security.
  • Personal loan processing is quite simple and quick.
  • The documentation process is minimal, and the eligibility criterion is simple.
  • The applicant can use the loan amount for any home renovation related expenses.
IDFC Bank Personal Loan for Home renovation

IDFC Bank provides various banking products and services to its customers. Now it is offering home renovation loans to its customers at attractive terms and conditions. The following are the features of IDFC Bank personal loan for home renovation:  
  • The interest rate for IDFC Bank personal loan begins at 7%.
  • The loan to value ratio is up to 90% of the property value.
  • The loan tenure for salaried professionals is 30 years, whereas it is 25 years for self-employed individuals.
  • It charges processing fees of up to Rs 10,000.
  Eligibility criteria for the application of loan
  • The applicant should be in the age group of 23 to 70 years.
  • The loan's eligible profiles are the self-employed and salaried professionals, partnership firms and Sole proprietors, and micro, small, and medium-sized enterprises.
  • Both the salaried professional and self-employed individuals should have work experience of 3 years.
  • The maximum loan amount is up to Rs 5 crore.
  • The applicant must have a good credit score.
  Documents required for loan application
  • Identity Proof
  • Address Proof
  • Income Proof
  • Property Documents
Why choose Realfinserv for IDFC Bank Personal loan for a home renovation?

Realfinserv is a leading financial service provider in India that provides various financial products of reputed banks and financial institutions to its customers. We aim to provide our customers with the right loan with which they can fulfil their dream of having a perfect house.    Our services include the following features:
  • We provide loan services in real quick time with 100% customer satisfaction.
  • We provide the best loan offers to our customers.
  • We only compare multiple options before lending loans to our customers.
  • We provide numerous finance solutions by having associations with big banks and financial institutions.
  • We provide proper assistance to our customers with paperwork.
  The interested applicant for IDFC Bank home renovation loan can apply for the same through Realfinserv.