Take charge of your financial journey with HDFC Bank Credit Cards. Enjoy the freedom to spend, the power to save, and the thrill of endless rewards.
SmartEMI: Transform purchases into hassle-free EMIs for flexibility
Contactless Payments: Swift, secure transactions with just a tap
Revolving Credit Facility: Flexible repayment options at affordable rates
No Lost Card Liability: Report and we'll handle the rest
Earn Rewards: Get exciting rewards and benefits with every swipe
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Savor Every Bite, Earn Delightful Rewards
Your Ticket to Rewards
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Begin by confirming your identity.
Ensure all your information is accurate.
Select from a range of cards tailored to your needs.
Complete the process and receive your card with ease.
A Credit Card enables you to buy products and services on credit, allowing you to pay for them at a later date. It empowers you to make instant purchases without postponing expenses due to limited funds in your Savings Account.
When you use a Credit Card, the bank pays merchants on your behalf. You then repay the bank, receiving a monthly statement with the option to pay the full balance or a minimum amount by the due date.
Yes, if the existing card is from another bank and the applicant has a good Credit Score. However, having an existing HDFC Bank Credit Card prevents applying for another.
Certain charges are applicable regardless of card usage. However, conditions may allow for charge waivers.
Accumulated Reward Points can be redeemed for products, gift vouchers, flight tickets, hotel bookings, etc., through NetBanking.
Interest is charged if the total outstanding amount is not repaid by the bill due date. Unpaid dues and additional transactions attract interest until the pending amount is repaid in full.
Failing to pay the minimum amount due by the payment due date results in a late payment fee. Frequent late payments may affect your Credit Rating.