Government Employees

Personal Loans ranging from Rs.25K to Rs.25L with a tenure starting from 6 months.


Apply for Personal Loan

Code Verified

Basic Eligibility Criteria

You're probably eligible for a Loan if you are

  • At Least 23 Years Old

  • Less Than 65 Years Old

  • Salary must be in your account

  • Minimum salary required Rs.15000/Month credit in bank

  • Minimum job experience / stability 6 months

Enjoy the Best Deal on SMFG India Credit Loan for Government Employees at Realfinserv  

If you are an employee of a public sector unit or the government of India and looking for a financing option, then the following content presents you with the most reliable option. The best financing option that the government sector employee can go for is a personal loan. It is the most flexible type of loan, which gives liberty to the customer to use the money for the following purpose i.e., wedding, travel, medical expenses, education, etc. Many banks have introduced personal loan offers for government employees, but SMFG India Credit has come up with the best offer on its loan for government employees.  

SMFG India Credit Personal Loan

SMFG India Credit believes in fulfilling the dreams of every individual. Thus, it offers its loan for government employees at attractive rates and terms. The following are the features of the SMFG India Credit personal loan, which makes this loan an attractive one.  

  • Interest Rate- SMFG India Credit offers a special rate of interest on its loan for government employees. It charges an interest rate of 10.75% to 18%on its loan from government employee customers.
  • Processing fees-SMFG India Credit is charging .50% to 2% as processing fees on personal loans to government employees.
  • Loan Amount- The maximum loan amount that customers can avail of on SMFG India Credit personal loan is up to Rs 25 lac.
  • Multi-purpose loan- The customers can use SMFG India Credit personal loan for any of the following reasons i.e., education, marriage, travelling, home renovation, medical expenses, etc.
  • No collateral security- A personal loan is a type of unsecured loan. So, the bank does not ask its customers to pledge assets as collateral security.

Eligibility criteria for SMFG India Credit Personal Loan 

The following are the conditions that customers must follow to become eligible for SMFG India Credit personal loan:

  • The applicant must be working for a government body either at the state level or central level.
  • He or she must be an Indian citizen.
  • He or she must lie in the age group of 21 to 60 years.
  • He or she must earn at least Rs 25000 monthly.
  • He or she must have work experience of at least 2 years.

 Documents required for the application of loan

 The following are the documents required for the application for a loan;

  • Address proof
  • Identity Proof
  • Age proof
  • Bank statement of last 6 months
  • Income proof
  • Income tax return proof

Interested applicants can apply for SMFG India Credit personal loan through Realfinserv.      

Why choose Realfinserv for application for SMFG India Credit Bank Personal Loan?

 Realfinserv is one of India's leading financial services providers. We provide India's financial products of various big banks and financial institutions at attractive rates and other terms.  

  • We offer great deals on our financial products to our customers.
  • We provide proper assistance to our customers in terms of paperwork.
  • We aim to satisfy our customers with our premium quality services.

  So those who want to apply for SMFG India Credit personal loan must do the same through Realfinserv.