Private Employees

Personal Loans ranging from Rs.25K to Rs.25L with a tenure starting from 6 months.

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Basic Eligibility Criteria

You're probably eligible for a Loan if you are

  • At Least 23 Years Old

  • Less Than 65 Years Old

  • Salary must be in your account

  • Minimum salary required Rs.15000/Month credit in bank

  • Minimum job experience / stability 6 months

Enjoy the Best Deal on SMFG India Credit  Personal Loan for Private Employees at Realfinserv  


Ever wondered why a personal loan is the most preferred type among others. Well, customers prefer those financial options only that fulfil their needs in times of crisis or emergencies and give liberty in terms of usage, repayment, and collateral security. Personal loans possess all such qualities. A personal loan is a collateral-free loan. It involves quick processing with minimal documentation possible. The interest rates and repayment terms of personal loans are the other factors that attract customers towards this type. Many banks and financial institutions are offering good deals on a personal loan. SMFG India Credit has also brought an attractive offer on its loan to private employees.  

SMFG India Credit Personal loan 

SMFG India Credit has brought its multi-purpose personal loan for private-sector employees at an attractive deal of interest rate and other terms. It aims to provide financial support to customers at a time when they urgently need instant cash at affordable terms. It offers its loan to its customers with the following written features:   

  • Interest Rate-SMFG India Credit offers a special interest rate on its loan to private sector employees. It will charge a special interest rate of 10.75% to 18%,on its loan to the private sector employee.
  • Processing Fee- The processing fee charged by SMFG India Credit on its loan to private-sector employees is .50% to 2%. This fee is quite reasonable for the customers.
  • Loan Amount- The customers can avail loan amount of up to Rs 25 Lac on a personal loan by SMFG India Credit.
  • Multi-purpose loan- Personal loan gives liberty for usage to its customers. This money can be used for any of the following written purposes i.e., marriage, education, medical expenses, traveling, home renovation, etc.
  • Quick processing- loan processing in the case of a personal loan is quite easy and quick. The loan gets quickly approved and disbursed within a few days of receiving the application form.

Eligibility Criteria for the loan

The following conditions must be fulfilled by the applicant:  

  • The applicant must be working in a private sector company.
  • He or she must lie in the age group of 21 to 60 years.
  • He or she must earn at least Rs 25000/- as a monthly salary.
  • One year of working experience is a must to become eligible for the loan.
  • The employee must be working for 6 months with the current employer.

  Documents required

  • Identity proof
  • Address proof
  • Bank statement of last 6 months
  • Salary slips of 3 months

  Interested applicant who wants to apply for an SMFG India Credit Personal loan can do the same through Realfinserv.    

Why choose Realfinserv for the application of SMFG India Credit Personal Loan?

Realfinserv is one of India's leading financial service providers. We offer financial products from various reputed banks and financial institutions of India. We offer great deals of discount on our various financial products. We aim to fulfil our customer's dreams by providing world-class services and satisfying their needs at various stages of services.   So people who wish to apply for SMFG India Credit Personal Loan for private employees must do the same through Realfinserv.