PSU employees

Personal Loans ranging from Rs.25K to Rs.25L with a tenure starting from 6 months.


Apply for Personal Loan

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Basic Eligibility Criteria

You're probably eligible for a Loan if you are

  • At Least 23 Years Old

  • Less Than 65 Years Old

  • Salary must be in your account

  • Minimum salary required Rs.15000/Month credit in bank

  • Minimum job experience / stability 6 months

Enjoy Attractive Deal on IDFC Bank Personal Loan to PSU employees at Realfinserv  

Whenever there occurs any financial emergency, we get stressed about dealing with the situation. We look for financing options that would help us in meeting the sudden financial needs. In such circumstances, the best option that people can choose is to go for a personal loan. A personal loan is considered best in meeting emergency financial needs. A personal loan is an unsecured loan type that involves quick processing with minimal documentation. Its easy interest rates and flexible terms and conditions make this type the most feasible one in times of emergencies. Many banks are now offering attractive offers on personal loans, but IDFC Bank has come up with the best deal on its loan to public sector employees.  

IDFC Bank Personal Loan

IDFC Bank believes in fulfilling people's needs in times of financial emergencies or crises. IDFC Bank has brought personal loans to the employees of public sector undertakings at an attractive rate of interest and other terms. Its loan has the following good features:  
  • Rate of Interest- IDFC Bank is offering a special rate of interest on its loan to PSU employees. It charges a special rate of interest of 10.75% to 18% on the aforesaid loan.
  • Processing fee- The bank is charging a reasonable processing fee on its loan from its PSU employees. It is charging 50% to 2% of the processing fee on its loan to the earlier mentioned category.
  • Loan Amount- The customers can avail of a maximum loan amount of Rs 25 lac on IDFC Bank personal loan.
  • Collateral security- In a personal loan, the customer is benefitted as he or she does not have to pledge any asset as collateral security in favour of the bank.
  • Quick processing- the best feature of a personal loan is that it involves quick loan processing.
    Eligibility Criteria for Loan
  • The candidate must be an Indian resident.
  • He or she must earn at least Rs 25000/- as a monthly salary.
  • He or she must be working for 6 months with the current employer.
  Documents required for the application of loan
  • Identity Proof
  • Address Proof
  • Bank statement of last 6 months
  • Salary slip of last 3 months
The interested customers can apply for IDFC Bank personal loan through Realfinserv.  

Why choose Realfinserv for the application of IDFC Bank personal loan?

Realfinserv is one of India's leading financial service providers. We aim to meet the customer's needs for finance by offering them various financial products. We deal in financial products of big Indian Banks and financial institutions. We are known for the following services that we render to our customers:  
  • We offer proper guidance and assistance in terms of the required paperwork to our customers.
  • We offer the best deals on the financial products of big banks and financial institutions.
  • We aim to satisfy our customers with the best of our services.
  So, customers who want to avail of IDFC Bank personal loans can apply through Realfinserv.