Private Employees

Personal Loans ranging from Rs.25K to Rs.25L with a tenure starting from 6 months.


Apply for Personal Loan

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Basic Eligibility Criteria

You're probably eligible for a Loan if you are

  • At Least 23 Years Old

  • Less Than 65 Years Old

  • Salary must be in your account

  • Minimum salary required Rs.15000/Month credit in bank

  • Minimum job experience / stability 6 months

Avail ICICI Bank Personal Loan Under Private Sector Employee Category at Realfinserv  

Nobody knows when an emergency occurs, and you end up requiring money for meeting emergency expenses. Instead of going for withdrawal of saved money, the best option one can look up to is choosing a personal loan. It is the best type of financing option, which comes with a great number of benefits to customers. This loan has the most simplified application process with minimal documentation. The interest rate and other terms and conditions are so favourable for customers that there remains no other better option for them. ICICI Bank has come up with the best deal on its loan for private-sector employees.  

ICICI Bank Personal Loan

ICICI bank understands its customer's needs at the time of emergencies. It aims to fulfill their need for cash when the customer is left with no other feasible option. It has brought the best deal on a personal loan for private-sector employees. Its loan has the following good features:  
  • Loan Amount- ICICI Bank is offering customers to avail loan amount up to Rs 50 lac under a personal loan.
  • Rate of Interest- The bank is offering a special offer on the rate of interest on personal loans to private sector employees. It will charge a rate of interest of 10.75% to 18% on its loan to the aforementioned category.
  • Processing fee- The bank is charging a very reasonable amount of processing fee on its loan from customers. It will charge only a .50% to 2% processing fee on personal loans given to private sector employees.
  • Collateral security- As per the personal loan feature, the bank charges no collateral security from its customers on a personal loan. A personal loan is an unsecured loan, so the customer is not required to pledge any asset in the bank's favour.
Eligibility Criteria

The applicant must fulfill the following conditions to become eligible for the loan.  
  • The applicant must be an Indian citizen.
  • The applicant must lie in the age group of 23 to 58 Years.
  • He or she must have work experience of at least 2 years.
  • He or she must earn a minimum salary of Rs 25,000/-.
  Documents required
  • Identity Proof
  • Address Proof
  • Bank statement of last 6 months
  • Salary slip
The applicant who wants to apply for ICICI Bank personal loan under the private sector employee category can apply for the same through Realfinserv.  

Why choose Realfinserv for the application for an ICICI Bank personal loan?

Realfinserv is India's leading financial service provider. We aim to satisfy our customer's need for finance with our most feasible finance option. We offer financial products of reputed banks and financial institutions to our customers. We also offer great deals on our financial products.   We aim to satisfy our customers with the best of our services. We thrive on guiding and assisting customers in required paperwork. Customers who wish to apply for ICICI Bank personal loan under the private sector employee category can apply the same through Realfinserv.