Personal Loans ranging from Rs.25K to Rs.25L with a tenure starting from 6 months.


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Basic Eligibility Criteria

You're probably eligible for a Loan if you are

  • At Least 23 Years Old

  • Less Than 65 Years Old

  • Salary must be in your account

  • Minimum salary required Rs.15000/Month credit in bank

  • Minimum job experience / stability 6 months

Get SMFG India Credit  Personal Loan at the Best Terms with Realfinserv


One of the best financing options in times of financial emergencies is a personal loan. There is sometimes uncertain arrival of events where individuals require instant cash to meet a financial emergency. In such situations, individuals look for options that have favourable terms and conditions and are also affordable in terms of rate of interest. As mentioned earlier, all such features can be enjoyed with a personal loan financing option. Keeping an individual's emergency needs in the forefront, SMFG India Credit has brought SMFG India Credit Personal Loan for its customers at the best possible terms and rates.

How Personal loan is the best financing option in times of meeting emergencies?


A personal loan is a type of loan in which banks and financial institutions grant finance to individuals without asking for any collateral security. This loan has the following mentioned features, which explain why it is best in times of meeting urgencies.


• Instant processing- Loan processing is quite fast in the case of personal loans. After the completion of necessary documents verification, the loan gets quickly disbursed.

• Unsecured loan- It is a type of unsecured loan where the customer does not have to pledge his assets as collateral security in favour of a bank or financial institution.

• Minimal documentation- The paperwork in the case of a personal loan is less. It only requires a few documents like ID proof, income proof, address proof, etc., to get the loan availed.

• A reasonable rate of interest- the interest rate in the case of a personal loan is less as compared to other financing options.

• Multiple-use- Personal loan money can be used for any purpose like marriage, education, medical expenses, etc.


SMFG India Credit Personal Loan


SMFG India Credit has brought SMFG India Credit personal loans for its customers at affordable rates and terms. This loan is for self-employed and salaried people, and it can serve multiple purposes. The following are some features of SMFG India Credit.


Personal Loan:

• The interest rate on its loan ranges from 11.99% to 25% per annum.

• The maximum tenure for the loan amount is 5 years.

• SMFG India Credit charges processing fees of 3 to 6%.

• A guarantor is not required in this loan.


Eligibility Criteria 

• The applicant must be an Indian Resident.

• He must lie in the age group of 21 to 60 years.

• He or she should be self-employed or an employee of a public or private sector company.


Documents required

• Identity Proof

• Address Proof

• Age Proof

• Income tax return

• Income Proof or Financial statement for employed

• Bank statement of last 6 months


The interested applicants can apply for SMFG India Credit Personal Loan through Realfinserv.


Why choose Realfinserv for the application of SMFG India Credit Personal Loan?


Realfinserv is a leading financial service provider that provides financial products and services of various reputed banks and financial institutions to the customers. We, at Realfinserv, offer the best deals on financial products to our customers. We are known for the best of the following services:

• We provide the loan in real-time with 100% satisfaction to the customers.

• We assist our customers in all the required paperwork.

• We charge a reasonable rate of interest on our financial products from our customers.

• Our loan processing includes quick approval and disbursement.

With Realfinserv, interested customers can choose SMFG India Credit Bank personal loan and apply online.