PSU Employees

Personal Loans ranging from Rs.25K to Rs.25L with a tenure starting from 6 months.

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Basic Eligibility Criteria

You're probably eligible for a Loan if you are

  • At Least 23 Years Old

  • Less Than 65 Years Old

  • Salary must be in your account

  • Minimum salary required Rs.15000/Month credit in bank

  • Minimum job experience / stability 6 months

Enjoy the Best Offer on SMFG India Credit Personal loan for PSU Employees at Realfinserv  


Are you considering SMFG India Credit for availing a personal loan? If yes, then the following content aims to provide all the complete details about SMFG India Credit personal loan. SMFG India Credit offers its loan to interested customers at an affordable rate of interest and other favorable terms and conditions. SMFG India Credit  has brought its loan for the employees of public sector undertakings at a special rate of interest and terms. The following content gives complete details of it.  

SMFG India Credit Personal Loan

SMFG India Credit personal loan has brought its most preferred loan type i.e., personal loan for its customers, especially employees of public sector undertaking at a special rate of interest and other favourable terms. Its loan is known for the following features that it offers to its customers.  

Features of SMFG India Credit Personal Loan

  • Rate of Interest- The bank offers a special interest rate of 10.75% to 18% on its loan to public sector employees. The interest rate is quite reasonable and affordable for customers.
  • Processing fee- The bank charges a reasonable processing fee from its customers on its loan. It charges .50% to 2% of the processing fee on a personal loan for PSU employees.
  • Loan Amount- The bank will render loans up to the amount of Rs 25 lac as a personal loan to its interested customers.
  • Collateral-free loan- Like other banks, SMFG India Credit renders collateral-free loan to its customers. It means that the bank does not ask its customers to pledge any asset as collateral security.
  • Quick processing of loan- Personal loan is processed quickly as its application is approved, and the loan is disbursed within a few days of receiving the loan application.

Eligibility Criteria for SMFG India Credit Loan

The following are the conditions that applicants must meet to become eligible for the loan:  

  • The applicant must be an Indian Citizen.
  • He or she must be an employee of a public sector undertaking.
  • He or she must earn at least Rs 25000/- as a monthly salary.
  • His or her age must lie in the age group of 21 to 60 years.
  • He or she must have work experience of a total of 1 year and should be working with current employer for at least 6 months.

  Documents required

  • Identity Proof
  • Address Proof
  • Salary slip
  • Bank statement of last 6 months

  Interested customers can apply for SMFG India Credit personal Loan through Realfinserv.  

Why choose Realfinserv for the application of SMFG India Credit Personal Loan?

Realfinserv is a leading financial service provider in India that deals with financial products of various banks and financial institutions. We offer the best deals on our various financial products and services. We aim to provide all the necessary assistance to our customers in the application of loans. Our loan processing is quick, and customers will go satisfied after availing of our services.   So, customers who wish to apply for SMFG India Credit Personal loan can apply the same through Realfinserv.