Government Employees

Personal Loans ranging from Rs.25K to Rs.25L with a tenure starting from 6 months.


Apply for Personal Loan

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Basic Eligibility Criteria

You're probably eligible for a Loan if you are

  • At Least 23 Years Old

  • Less Than 65 Years Old

  • Salary must be in your account

  • Minimum salary required Rs.15000/Month credit in bank

  • Minimum job experience / stability 6 months

Enjoy Attractive Features and Terms on HDFC Personal Loan with Real Finserv 

Life is full of certain and uncertain events. There occur many events like a family wedding, home renovation, medical emergency, children's education, etc., when people require emergency cash. In such events, one of the best solutions that they can look for is a personal loan. A personal loan is the attest solution at the time of meeting finance emergencies.

What is a personal loan, and how it is useful at the time of emergencies?

A personal loan is a type of loan which banks or financial institutions grant to individuals. This is an unsecured form of loan where the lender does not ask the borrower to pledge collateral security. It is a loan that can be used for multiple purposes.
A personal loan is the most suitable one in the time of emergencies because it is granted instantly without any procedural delays. The documentation is minimum or nil in the case of pre-approved customers. The customers are only charged a reasonable rate of interest, and they also enjoy flexible tenure. The EMI rates are also pocket friendly.
HDFC BANK Personal Loan 
After considering a salaried government employee's loan requirement, HDFC Bank has launched HDFC BANK personal loans for government employees. In this, the bank will grant loans only to the public sector employees. The employee should at least have Rs.20,000-Rs 25,0000 net monthly income to the avail loan amount of a maximum of Rs 50 lakh. The bank will grant a loan for 5 years, and it will charge 1.50% of the loan amount as a processing fee.
Why Choose Real Finserv for the application of HDFC Bank personal loan? Real Finserv is one of India's leading financial service providers. We provide a range of financial services by having associations with big reputed financial institutions. Our varied range of financial services includes home loans, personal loans, car loans, education loans, etc. We, at Real Finserv, provide personal loans to our customers at the lowest possible interest rates with incredible features, such as: 
Quick processing – We provide personal loans to our customers instantly without any kind of procedural delays. Our loan processing involves quick approval and disbursal after its application by the customer. 

No collateral security - We provide personal loans to our customers without asking them for any kind of collateral security. So, customers who don’t have assets to pledge can easily apply for this loan.

Special offers for various customers - We provide attractive offers on loans to our various customers. We offer special offers to our current customers, professionals, government employees, etc. So, customers can take benefits from such offers by applying through Real Finserv.

Serves multiple purposes - The customers can use the personal loan amount for any purpose they want. The amount can be used for any purpose like weddings, children's education, medical expenses, etc.

Documents required: 

  • Identity proof
  • Address proof
  • Income proof
  • Bank statement
  • Proof of employment
HDFC Bank Loans for government employees can be applied through Real Finserv. At Real Finserv, we aim to furnish all the details or queries that the customers want to ask. So, all who want to apply and looking for more information about HDFC BANK personal loan can contact us.