Army Employees

Personal Loans ranging from Rs.25K to Rs.25L with a tenure starting from 6 months.


Apply for Personal Loan

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Basic Eligibility Criteria

You're probably eligible for a Loan if you are

  • At Least 23 Years Old

  • Less Than 65 Years Old

  • Salary must be in your account

  • Minimum salary required Rs.15000/Month credit in bank

  • Minimum job experience / stability 6 months

Enjoy attractive terms of HDFC Bank Loan for Army Employees with Real Finserv  

Nobody can ever imagine the life of Army personnel. They not only face difficulties in the field but also suffer extreme difficulties in their normal life. These difficulties get even bigger when they retire from army service. Although their income after retirement includes pension, subsidies, and various other perks, they also have plans like starting their own business after retirement. These plans require funds to get executed. In such cases, the army personnel look for financial options to get a loan at reasonable terms and conditions. HDFC Bank has brought HDFC BANK personal loan for Army Employees after considering their requirements.  

What is Personal Loan?

A personal loan is a loan which banks or financial institutions grant to self-employed or professional individuals. It is a type of unsecured loan where the borrower does not have to pledge any asset as collateral security. The borrower is allowed to use this loan for any purpose.  

HDFC Bank Personnel Loan for Army Employee

HDFC offers HDFC Bank Personnel loan to Army employees at special terms and conditions. This offer includes defence, armed forces, and government employees who can apply for a loan under this offer. The interest rates of personal loans are different from those offered to salaried private employees.  

Features of HDFC Bank Personnel Loan

  • The tenure of the personal loan is for 1 to 5 years.
  • The interest range for the loan ranges from 10.99% to 20.75%.
  • It charges a prepayment fee from 0% to 4.00%.
  • The processing fee for the loan is 1 to 2.5% of the principal amount.
  • The maximum amount of loan that can be availed is 15 lakhs.

Documentation required for the application of loan

Apart from the application form and two passport size photos, the applicant has to furnish the following documents:  
  • Identity Proof- The defence employee has to provide his department's identity card apart from the Aadhaar card, passport copy, etc.
  • Bank statement for the last six months.
The defence employee does not have to show any address proof for the application for a personal loan.  

Eligibility Criteria

The applicant should be an army personal to become eligible for HDFC Bank Personnel Loan. Real Finserv will provide all necessary information about the application procedure for the HDFC Bank personnel loan.  

Why choose Real Finserv for HDFC Bank Personal Loan?

Real Finserv is one of India's leading financial service providers who provide various financial products to its customers at reasonable terms and conditions. At Real Finserv, we aim to provide all the necessary information about various financial products to our interested customers. Our services include the following features:  
  • Our loan processing includes quick approval and disbursal of loans to our customers in real-time.
  • We offer the best offers to our customers for various loan products.
  • We also provide customer support service for paperwork.
  • We have good associations with many reputed banks and financial institutions.
  • We charge lower interest rates on our loan products. 
  • We don't charge any hidden fees from our customers.
So, customers who want to apply for HDFC Bank Loan for army employees can do the same through Real Finserv. We will provide all information and assistance to our customers for the application of the same