Please keep your last 6 months' bank statements ready. They are required to process your loan application.
Terms & Conditions
Stamp duty at actual as per applicable law.
Interest rate of sub. (subject to change as per terms and conditions /agreement) as per lender (monthly reducing)
Processing charge of the borrower will be according to the lender.
Govt. tax and levy as per applicable government laws would be charge on all fees and charges.
Cheque/SI/ECS return charges (without prejudice to the civil and criminal rights and remedies of the bank for the dishonor) As per lender
Default interest / late payment charge: as per lender
Legal repossession and incidental charges: At actual
Duplicate amortization/ repayment schedule: as per lender
Cheque /Si/ESI swapping charges: As per lender
Details of security As per lender
Taxes at actual, applicable presently or in future.
Date on which annual outstanding balance statement will be issued:31st may
Loan cancellation charges: As per lender Interest would be charged for the interim period between the date of disbursement and date of loan cancellation
Gap interest will be recovered from disbursement amount where the number of the days between account credit date (i.e. of the disbursement amount ) and first EMI date is more that 30/31 days
Terms & Conditions
Stamp duty at actual, as per applicable law.
Interest rate subject to change per HDFC Bank's terms and agreement
(monthly reducing balance).
Processing charges as per HDFC Bank's applicable schedule.
Government tax/levy applicable on all fees and charges.
Cheque/SI/ECS return charges as per HDFC Bank's schedule.
Default interest / late payment charges as per HDFC Bank's schedule.
Legal repossession and incidental charges at actual.
Duplicate amortization/repayment schedule charges as per HDFC Bank.
FOIR up to 70% for secured loans; capped at 50% for unsecured loans.
All funding limits, tenure, and eligibility are subject to HDFC Bank's
credit policy at the time of application.