Top reasons why our customers love this Credit Card
- Lifetime Free
- Super Saver Interest Rates from 0.75%-3.5% p.m.
- 10X Rewards* on Exceeding monthly spend threshold or on your birthday
- Interest Free ATM cash withdrawal upto 48 days
- Click on ‘Apply Now’ to apply online for your credit card
- Enter your basic details, such as your name, age, address, and employment details
- Once these details are filled, you may complete the online application by giving your consent online
- Your credit card application will then be processed and verified internally by the bank
- Once it is approved, you will instantly receive your virtual credit card to view in the IDFC FIRST Mobile Banking App
- And your physical credit card plastic will be delivered within 4-5 working days
Eligibility Criteria
- You must be at least 21 years old.
- You must be an Indian citizen.
- You must have a healthy credit score
- Your credit usage ratio must be within an acceptable level.
Frequently Asked Questions
There is NO Joining or Membership fee applicable on any of IDFC FIRST Bank Credit Cards.
IDFC FIRST Bank Bank Credit Cards are loaded with a host of benefits, offers & features.
Some of them are listed below and will be applicable as per card variant available with you:
Lifestyle benefits – Discounts on shopping, dining & movies, complimentary round of golf every month, etc.
Travel benefits – Complimentary airport lounge access.
Other benefits – various in-app online discounts, discounts on health and wellness outlets, etc.
There is NO expiry date to the reward points accrued on your IDFC FIRST Bank Credit Card
Net Banking
Pre-login
- Click on the “Generate Credit Card PIN” on the pre-login page [https://my.idfcfirstbank.com/login]
- Enter “Customer ID” & “Credit Card number” and click on Get OTP
- Verify using the OTP sent on your registered mobile number
- Enter and Re-enter PIN of your choice and click on confirm
- Your Credit Card PIN is set
Login
- Login to your Net Banking account
- Select Credit Card section
- Select Set new PIN
- Enter and Re-enter PIN of your choice and click on Get OTP
- Please verify through the OTP sent to your registered mobile number
- Your Credit Card PIN is set
Mobile Banking App
Pre-login
- Select browse icon from the right side top menu on login page
- Enter “Customer ID” & “Credit Card number” and click on Get OTP
- Please verify through the OTP sent to your registered mobile number
- Enter and Re-enter PIN of your choice and click on confirm
- Your Credit Card PIN is set
Login:
- Login to Mobile Banking App
- Access Credit Card section
- Select Set new PIN
- Enter and Re-enter PIN of your choice and click on Get OTP
- Your Credit Card PIN is set
Customer Care:
- Dial our Customer Care and follow the instructions to generate the PIN
For all transactions in India, yes, you will be asked for a PIN for completing the transactions. However, outside India, you will be asked for the PIN only if the POS terminal is enabled for PIN authentication.
